How it works

How an application works from start to end …

1. Complete our quick qualify check to see if your business could qualify for finance from Commercial Finance.

click here to check if you qualify
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1. about your business?
is the business 3 years or older? *
do you have a business overdraft?*
ever applied at any of these for finance?*
2. your finance need?
when do you need the finance?*
3. your details & submit
what's the best way to contact you, after our initial email?

I certify that all information and representations are true and provide consent to Commercial Finance or its cessionary making enquiries about my/our/any related parties' credit record with any credit agency and other party to confirm the details of this application. I further consent to the provision of my personal information for this purpose (read our POPI policy here

consent & Certify
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2. If you qualify then do the application readiness check to see if you have all the required docs ready – if not we can assist

what do I need to apply?

docs needed for an approval?

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3. If you qualify and have all your docs ready to apply then go ahead and complete our online application form (you can save & continue this at any time).
We also offer an offline application where you talk directly with us throughout the process should you prefer.

Apply Online

4. As we don’t believe in requesting business plans – the interview with the entrepreneur allows us to get an appreciation for their business model, strategies and vision. This happens either in-person or via a Skype video call.

Min and max amounts

  • Commercial Finance facilitate transactions between R 100 000 and R 50 000 000

What you will need …

  • Completed & Signed application form

  • Last two years sets of Annual Financial Statements (AFS)

  • Latest Management or Internal Accounts

  • Last 3 months bank statements

  • Debtors & Creditors Analysis

  • Personal Assets & Liabilities (of all shareholders)

  • Overdraft facility agreement (if applicable)

  • Key contracts or purchase orders (if applicable)

Bank Partners